Does health insurance cover tattoo removal?
Do you have some regrets about your tattoo? Did it look more like scratches from the cat than what you had in mind?
A tattoo can be expensive to get in the first place, but if you decide later that you’d rather not have it anymore, it can be even more expensive! Most health insurance plans do not cover the removal of tattoos because they are considered cosmetic surgery. Still, there are some situations where they will cover some or all of getting your tattoo removed.
This article explains how health insurance covers tattoo removal and which costs are out of pocket.
Does Health insurance cover your tattoos? what you need to know.
If you’re considering getting a new tattoo, many factors to consider.
After all, tattoos aren’t like haircuts; they have lasting impacts on your body and budget.
As an added twist, not all tattoos are created equal: whether or not health insurance will cover the cost of getting them removed depends on where and how you got them done.
Even if you don’t want to remove your ink just yet, you should know whether or not a future employer’s health plan can cover it.
Types of tattoo removal techniques?
There are several techniques you can use to remove your unwanted tattoos.
While none of them are perfect, they have high success rates depending on your skin type, ink color and tattoo style.
Before committing to any procedure, it’s important to research each method and understand what it involves and how long it will take for results to be visible.
The most popular options include laser removal, surgery and dermabrasion. While these options aren’t covered by health insurance plans (generally), their success rates make them worth considering if you want to get rid of a particularly bad piece of body art.
Why does health insurance doesn’t cover the removal of tattoos?
Getting a tattoo is often a once-in-lifetime decision, so most people try to make it count.
But if you decide at some point down the road that you want your body art removed (or even just covered up), you might be out of luck. Why doesn’t health insurance usually cover it? Because tattoos are considered cosmetic treatments, healthcare plans aren’t required to pay for them.
If you don’t want to remove yourself, check out local studios or clinics that offer discounted services for removing or covering up unwanted tattoos. If that doesn’t work, see if dermatologists in your area offer removal services on a pro bono basis.
Are they special health insurance plans for tattoo removal?
It’s unclear whether health insurance plans are different for tattoo removal.
Most health insurance plans won’t cover any cosmetic procedures, but it might be worth reaching out to your insurer to see if special programs or policies exist for people with tattoos.
If an employer covers you, you can check its benefits page and ask a representative whether special coverage is available. (If an employer does not cover you, it might be time to get more info on those individual health insurance plans!) There’s not a lot of research into how prevalent tattoo removal is among Americans; one report says that 6% of people under 30 have removed their tattoos.
Will insurance cover the removal of a tattoo that I am allergic to?
You may have thought about getting a tattoo, but you’ve never been sure whether or not your health insurance would cover it.
Unfortunately, some tattoos and permanent makeup are considered cosmetic and therefore aren’t covered by most types of health insurance. Others fall under the category of reconstructive surgery, which means they could be covered by your plan if they’re medically necessary or required to treat an injury.
You’ll have to talk with your employer or insurer to see exactly what procedures are eligible for coverage and how much your health plan will cover.
The bottom line
If you’re thinking about getting a tattoo, you should also consider whether health insurance covers it.
You may be surprised to learn that many policies don’t cover tattoos—and even if they do, your deductible could cost thousands of dollars. To ensure you’re properly covered and get maximum value for your money, it’s important to do your homework ahead of time. And yes, many people assume their health plans will pay for any cosmetic procedure they want, which isn’t necessarily true.
If you’re looking into breast augmentation or liposuction and need surgery, there’s a good chance your policy will pay for it.
FAQs on Does health insurance cover tattoo removal?
Are there any side effects of making use of laser tattoo removal?
The idea of laser tattoo removal can be a bit overwhelming if you’re not aware of what to expect.
Tattoo lasers break down the ink into tiny particles that are naturally filtered by your body, so there should be no significant or dangerous side effects with treatment.
Right after your procedure, you may experience some swelling, tenderness, and mild redness, but these sensations should go away relatively quickly.
While most side effects are temporary and mild, it’s still important to consult a professional before undergoing any cosmetic procedure.
Your dermatologist can explain how long treatment will take and whether or not you might experience any discomfort during treatment sessions—and even after your session is complete.
Are certain tattoos easier to remove than others?
That question will depend on what you’re hoping to achieve with your laser treatments.
In many cases, a poor match between your skin tone and ink color may cause your tattoos to be more difficult to remove.
The amount of time you have inked is also important; tattoos can become easier or harder to treat depending on how long they’ve been there.
Finally, certain colors may prove more resistant than others—green and blue tats tend to give some people trouble because those colors appear in so many different shades across varying skin tones.
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