Does Insurance Cover Bioidentical Hormone Replacement Therapy? The answer may surprise you!

Does Insurance Cover Bioidentical Hormone Replacement Therapy? This post answers this question.

The amount of hormones in your body can have an impact on everything from your hair to your memory, so it’s no surprise that many men and women choose to supplement their hormone levels through hormone replacement therapy (HRT).

The bad news? Unless you have insurance coverage for HRT, the cost can be significant.

Before you continue, check out;

The good news? Bioidentical hormone replacement therapy may be an option if you are struggling with hypothyroidism, osteoporosis, low libido, or other symptoms of aging.

What is BHRT

BHRT is a method of replacing hormones that has been declining in a patient over time. It differs from conventional hormone replacement therapy in that BHRT uses bioidentical hormones, which are exact replicas of naturally produced hormones.

Many conventional hormone replacement therapies rely on synthetic versions that are not always identical to naturally occurring hormones and can lead to side effects. BHRT typically uses topical creams and pills, making it one of the more accessible types of medical treatments available.

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Insurance coverage is handled on a case-by-case basis, so there’s no guarantee coverage will be provided—but it’s important to know if your plan covers it or not before you start using BHRT (or before your doctor recommends you try it).

Benefits of BHRT

The simple fact is, our hormones decline over time as we age. And a decline in hormones means an increased risk of things like heart disease, osteoporosis, and Alzheimer’s disease.

There are many advantages to using bioidentical hormone replacement therapy (BHRT) to restore hormone levels to those similar to your youthful days.

BHRT may help reduce symptoms of menopause and aging without interfering with mental function or negatively impacting heart health.

Most importantly, BHRT can be used in conjunction with standard healthcare treatments such as statins and blood pressure medications without causing any side effects or drug interactions.

How is BHRT different from other forms of HRT

There are a few good resources that can help you find local bioidentical hormone replacement therapy (BHRT) clinics. Google search bioidentical hormone replacement therapy clinic and select one of the top results to be taken to a list of clinics in your area.

Search for BHRT on any city-specific business directory, such as Yelp or Superpages, and use those links to contact various clinics. Another great resource is tapping into your network of family and friends who have used BHRT in their life or are currently using it.

Reach out to them and ask them which doctor they would recommend most highly.

Does Insurance Cover Bioidentical Hormone Replacement Therapy?

You may be wondering if insurance covers BHRT…and if it does cover bioidentical hormone replacement therapy? In truth, insurance coverage of hormone treatments is rarely black and white. Insurance coverage of bioidentical hormone treatment often depends on which provider provides care, with some providers opting to cover certain treatments while others opt not to cover them at all.

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Are Bioidentical Hormones Covered by Insurance for Women?

It’s no secret that our country is facing an epidemic of menopause and hormone-related health issues.

Bioidentical hormone replacement therapy (BHRT) represents a natural, safe alternative to conventional HRT.

But are bioidentical hormones covered by insurance? Does health insurance cover bioidentical hormones? No, not even for women – and many women in America don’t even know about it.

It’s a big deal for everyone; but more so for women who’ve gone through menopause or are on their way there.

Does Insurance Pay for Bioidentical Hormone Replacement for Men?

While many insurance providers do not cover bioidentical hormone replacement therapy for men, there are alternative means by which men can afford HRT.

Other methods for obtaining Bioidentical Hormone Replacement for Men include prescription plans and, more recently, buying over-the-counter hormone supplements.

Discuss your options with your doctor in order to find out how you can afford HRT.

Why can’t I use my regular health insurance for this treatment?

First of all, your insurance probably won’t cover bioidentical hormone replacement therapy. Although BHRT is a popular treatment for menopause and perimenopause, most major health insurers don’t cover it. Why? It turns out that BHRT is just too new—and not yet approved by the FDA.

So, how much will this treatment cost me, anyway?

We often hear from patients with insurance who wonder how much they’ll have to pay out of pocket for their treatment. After all, if hormones are covered by insurance, why wouldn’t I just go to my primary care physician for them? Well, there’s a lot more that goes into that decision than meets the eye.

First of all, hormone replacement therapy is not FDA-approved or recommended as a form of treatment for any medical condition in women older than 40 years.

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Where do I get a list of clinics in my area that offer BHRT?

Your best bet is to go to WebMD or other online medical resources and search for local hormone replacement centers. If that’s not an option, then call your insurance company and ask them if they have a list of contracted medical providers that offer BHRT in your area.

From there, call them individually until you find one that will give you a referral (an in-network provider). Note: if possible, schedule a physical exam before meeting with a provider because many clinics will require one before providing BHRT services.

You also might want to check out Natural Fertility Info or as a resource for finding bioidentical hormone replacement therapy practitioners near where you live.


Hormone replacement therapy can be a wonderful experience for many people, especially if they know what to expect.

Thankfully, there are options out there and many insurance companies will help with costs.

You just have to do your research before deciding on a HRT method and see if it’s covered by your plan. If so, bioidentical hormone replacement therapy might be for you.

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