Health Insurance Insurance

Health Insurance For Rhinoplasty (Nose Jobs Surgery) Explained! 

Health Insurance For Rhinoplasty (Nose Jobs Surgery) Explained!
Written by Okosun John

Is Rhinoplasty (Nose Jobs) Covered By Health Insurance? Yes… Here is how to get it and the cost.

Rhinoplasty, or nose jobs surgery, is one of the most common and sought-after surgical procedures in the United States today. 

When it comes to nose jobs surgery, you might find yourself wondering about health insurance options for the surgery and whether or not you can get health insurance for Rhinoplasty (also known as a nose job). 

This article will shed some light on your options if you’re considering nose jobs surgery and how your coverage could work if you have health insurance that covers Rhinoplasty (aka nose jobs surgery).

Firstly, let’s discuss Rhinoplasty surgery before we can determine if nose jobs are covered by insurance.

Here is a break down of what we will be covering today.

Rhinoplasty (Nose Job Surgery) – All You Need to Know

Rhinoplasty, also called a nose job surgery, can dramatically change the look of your nose. 

Rhinoplasty (Nose Job Surgery) - All You Need to Know
Credits: Pixabay

If you’re unhappy with the size or shape of your nose, this procedure can help fix that problem by trimming away unwanted cartilage and skin and reshaping the bone beneath it so that your nose looks more streamlined and proportionate to the rest of your face. 

Rhinoplasty (nose job surgery) can also be used to repair damage caused by an injury or from years of breakage from severe sun exposure. 

Here’s what you need to know about this popular procedure.

What is Rhinoplasty?

Rhinoplasty, also known as nose job surgery, is a surgical procedure performed by an experienced plastic surgeon. 

It is used to reduce or enlarge a person’s nose, refine its shape, and make it appear more attractive. 

The procedure can be broken down into three steps:

  • Reshaping and realigning nasal bones and cartilage
  • Removing unwanted tissue
  • Sculpting a new nose contour by repositioning the skin 

In other words, Rhinoplasty is not just about changing your nose’s size or appearance—it involves improving breathing too.

How Rhinoplasty is performed

Rhinoplasty is often performed using general anesthesia or IV sedation

While you are under, your surgeon will make a small incision in your nose. 

Your surgeon will then remove excess tissue, correct any asymmetries, and potentially reshape other parts of your nose like its tip or bridge. 

He may also trim some tissue from their bases to reshape your nostrils

It takes about an hour for rhinoplasty surgery on each side of your nose. 

Post-operatively, you’ll have a dressing around your nose that needs to be kept dry for at least a week after surgery, so it doesn’t scar. 

Your stitches are also removed about one week after surgery, and you’ll be required to use ointment during that period as well.

The risks of Rhinoplasty

While Rhinoplasty can significantly impact your appearance, it’s not without risk. Before undergoing surgery, discuss what risks are associated with it with your surgeon. 

It includes infection at and around your nose, damage to cartilage and nerves in your nose, and changes in sensitivity or appearance of your nose. 

These side effects may occur due to swelling or scarring after rhinoplasty surgery. 

Your doctor will also discuss what kind of anesthesia is used during the procedure and its possible complications. 

In addition, you may experience bleeding inside or outside of your nose after surgery or have issues related to dehydration if you don’t drink enough fluids during recovery time.

What you need to know before getting your nose done

Everyone has different expectations for their nose to look like after surgery. 

If you have any doubts, it is always best to set up a consultation with a doctor that specializes in Rhinoplasty before having your surgery done. 

This way, you will know exactly what results you should expect and be aware of any potential risks involved with getting your nose done. 

For example, some people may need their septum repaired simultaneously as their nose job due to a deviated septum or other conditions such as internal nasal valve collapse

Others may find that an open rhinoplasty approach works better for them than closed Rhinoplasty.

The Different Types of Rhinoplasty

How do you decide which type of rhinoplasty procedure to get? 

Do you want something subtle or dramatic? What about the cost? 

When it comes to Rhinoplasty, there are several different types of procedures. 

These include closed nose jobs, which don’t require incisions and mostly involve reshaping your nose. 

There are also open rhinoplasties, which require incisions but allow doctors to do a more thorough job of altering your appearance; these may also involve some reconstruction work. 

Here are the different types of rhinoplasty procedures that are available:

  • Nonsurgical nose job
  • Endonasal Rhinoplasty
  • Open Rhinoplasty
  • Closed rhinoplastic procedure
  • Radial cartilage grafting
  • Septorhinoplasty
  • Dorsal hump reduction

Hopefully, you better understand what nose jobs are all about.

Hence let’s talk about health insurance.

Health Insurance, What You Need to Know

Health insurance plays an important role in protecting you against high medical costs and unexpected illnesses or injuries, 

Health Insurance, What You Need to Know
Credits: Pixabay

but there are many types of health insurance policies with different coverages that can make it hard to know which one’s right for you. 

Here’s what you need to know about the different types of health insurance and how they differ to help you determine which one is best for your personal needs.

What is Health Insurance?

Health insurance is designed to cover medical expenses in injury or illness. 

These policies can be tied to your job or sold on an individual basis, and there are a variety of options out there. 

Several plans fall under major categories: HMOs (health maintenance organizations), PPOs (preferred provider organizations), POS plans (point-of-service), and HDHPs (high deductible health plans). 

Choosing a plan based on your needs and wants will give you more freedom over how you spend money within each given plan. 

The key is to understand what each type of policy covers before deciding. 

If something bad happens to you or a loved one, at least you’ll know what steps need to be taken next.

Is Health Insurance Essential?

For many people, health insurance is a necessity. 

But health insurance is incredibly complex and can vary greatly depending on age, location, and existing medical conditions. 

Before you decide on purchasing coverage, it’s important to understand your choices. 

Do you want protection against catastrophic illnesses or injuries? Would you like help to pay for prescriptions? 

Or do you need basic coverage that helps with emergency care and doctor visits but not much else?

How much should you be paying for Health Insurance?

Premiums are only one part of your health insurance budget. Deductibles and copays can add up quickly as well. 

When shopping for health insurance, make sure you know how much your deductible will be and keep an eye on what percentage of medical services will be covered by your plan. 

If you choose between two identical plans that appear different at first glance, it’s worth looking at how much they’ll cost over time rather than relying on a quick comparison of premiums alone.

Suggested:  Renters Insurance Quotes Online - 10 Best Companies with Free Quotes in the USA

What are the different plans available?

When you begin shopping for health insurance, you’ll quickly realize many different plans are available. 

For example, some plans cover certain doctors and hospitals exclusively. 

Some have fixed copays for each doctor visit or prescription fill. While it’s not always necessary to understand all of these options at once—we certainly don’t!—it’s a good idea to become familiar with your options before you make any commitments.

How do you choose the best plan?

When shopping for health insurance, you need to decide: do you go with an HMO or PPO?

An HMO is a health maintenance organization; it’s best for people who don’t want to use any healthcare provider outside of their plan. 

If you have a specialist in mind or if your condition requires surgery at an out-of-network facility, then opt for an HMO. 

Most people prefer a PPO; it gives you more flexibility when choosing your doctor and is more affordable than other options.

Think about your own needs—do you want to be able to visit specialists? Do you want a plan that will cover treatment at out-of-network facilities? Then find a PPO that meets those needs.

Is it worth investing in a good health plan?

Some plans are worth it, and others aren’t. 

But it all depends on what you need and your health profile. 

If you have a family history of high cholesterol or heart disease, 

find out if your plan covers any specific screenings or preventative care that could reduce your risk of developing these conditions in the future. 

Do they cover weight loss programs or counseling? How do they handle prescriptions? 

Is there a pharmacy benefit you can use with in-network providers? 

Are there any benefits of healthy lifestyle habits like running or bike riding as an alternative to long hours at an office desk? 

In short: try to match your needs with their offerings.

Finally we have covered both Rhinoplasty and Insurance. How then does these two terms work together?

That leads us to…

Health Insurance For Rhinoplasty (Nose Job Surgery)

Rhinoplasty (nose job surgery) is a common plastic surgery procedure that can drastically change your face, but it isn’t always covered by insurance. 

Health Insurance For Rhinoplasty (Nose Job Surgery)
Credits: Pixabay

For example, suppose you want a reduction rhinoplasty (reduce your nose size). 

In that case, most health insurance plans will cover it—but many won’t cover an augmentation rhinoplasty (to increase your nose size).

Getting a reduction rhinoplasty will often result in more breathing space and allow you to breathe better, while getting an augmentation is rarely medically necessary. 

If insurance doesn’t cover your particular procedure, you may be eligible for financing through CareCredit.

Does Insurance Cover Rhinoplasty (Nose Job Surgery)?

About two-thirds of people in the United States have health insurance; approximately one-third don’t. 

But are rhinoplasty expenses covered by insurance? The short answer is: It depends. 

Most insurance companies would cover nose reshaping if a medical condition or injury caused it.

If your primary concern is health-related (medical reasons), you may be able to save time and money by seeking out a specialist rather than waiting for an appointment with your family doctor. 

However, if you’re concerned about how it looks (Cosmetic reasons), you might want to consider that before investigating coverage options with your insurance company.

How Much Does Insurance Cover for Nose Job?

If you plan a nose job or any other cosmetic surgery, you’re probably looking into how much it will cost. 

You might be surprised to learn that insurance covers very little if anything at all. 

Typically, insurance only pays for plastic surgery when it is deemed medically necessary—not when done for purely cosmetic reasons. 

If your doctor deems a rhinoplasty medically necessary due to an issue with breathing or appearance (two common reasons), insurance may cover some of your costs. 

However, most people end up paying for Rhinoplasty out-of-pocket because they cannot find any medical necessity behind their desire for surgery and aren’t able to afford such an expensive procedure on their own.

In the next section, we will be talking about the reasons for undergoing nose jobs surgery and which is covered by insurance.

Medical Reasons (Functional Rhinoplasty) – Covered by Insurance

While Rhinoplasty is primarily a cosmetic procedure, medical reasons can sometimes be responsible. 

One of these reasons is deviated septum, a condition in which nasal cartilage is displaced. 

Aside from impacting aesthetics, nasal obstruction can lead to sleep apnea and even impair your ability to smell and taste properly. 

Surgery usually involves correcting the problem with an incision inside your nose that restores its shape while fixing any damage that may have occurred due to trauma or excessive alcohol consumption

Another common medical reason is enlarged turbinates (tissue surrounding your nasal cavity), which result from allergies or excess swelling that may have occurred due to cancer treatment such as radiation therapy.

Here are the medical reasons for nose jobs surgery;

  • Deviated septum
  • Cleft palate or birth deformity
  • Nasal inflammation due to allergies
  • Injury or trauma to the nose structure

Deviated septum

A deviated septum can cause chronic sinusitis, which can cause a person’s immune system to weaken, affecting their overall health. 

If your nose is crooked or misshapen due to septum deviation, you may need Rhinoplasty—the medical term for a nose job—to fix it. 

Cleft palate or birth deformity

One of the most common reasons for Rhinoplasty is a birth deformity or cleft palate, which can cause nasal obstruction. 

Many surgeons offer financing options for nose jobs, whether you suffer from nasal symptoms because of a congenital disability or a hereditary condition, like Marfan syndrome, due to age or cosmetic reasons. 

While you might be able to qualify for private loans or refinancing your home, some rhinoplasty procedures are eligible for approval under certain medical plans. 

Before signing up with a doctor and going through with surgery, research your insurance provider’s policies on plastic surgery and other financing options available in your area.

Nasal inflammation due to allergies

What’s more, those who have allergies experience nasal inflammation due to allergies as a reason for medical Rhinoplasty. 

When inflamed, your nose becomes swollen and can cause you to sneeze or cough repeatedly. 

Inflamed tissue also traps mucus that can make breathing difficult. 

A medical rhinoplasty procedure treats nasal inflammation due to allergies by restoring and strengthening your nose through surgical methods. 

It relieves nasal congestion and decreases blockage in your sinuses.

Injury or trauma to the nose structure

In certain cases, the structure of a nose is altered to correct injuries or trauma sustained to the nose. 

Injuries can occur for various reasons, such as sports injuries, car accidents, falls, etc. 

These injuries can cause considerable damage to the cartilage and surrounding tissue in the nose, resulting in undesirable nasal changes and a reduction in nasal functionality. 

In these situations, medical rhinoplasty surgery may be necessary to restore natural breathing capacity and eliminate any pain or discomfort associated with the injury.

Cosmetic Reasons – Not Covered By Insurance

The number one reason people get Rhinoplasty (or nose job surgery) is that they want their nose to look different. 

Whether they want a thinner or thicker, straighter or more crooked, longer or shorter nose, there are plenty of reasons someone might want to change their look. 

Cosmetic reasons aren’t limited to aesthetics either—many patients suffering from nasal congestion will undergo nasal reshaping to breathe better. 

Here are the cosmetic reasons for Rhinoplasty;

  • Narrow the nose bridge
  • Remove a bump on the nose bridge
  • Narrow or widen the nostrils
  • Reshape the nose tip
  • Straight a crooked nose
  • Alter the angle between the nose and upper lip

How to Get Rhinoplasty Covered by Insurance

Rhinoplasty, or nose surgery, is usually not covered by insurance companies. 

How to Get Rhinoplasty Covered by Insurance
Credits: Pixabay

However, if you’re unhappy with your nose’s shape and would like to have it altered by an experienced plastic surgeon, there are still ways to receive help paying for rhinoplasty surgery

Here are some tips that will help you get Rhinoplasty covered by insurance.

Don’t Accept No for an Answer.

If your plastic surgeon turns you down, don’t give up. 

There may be a few reasons why they don’t want to perform rhinoplasty surgery on you, and while all of them might not be valid, you should do your best to try and talk them into it. 

If that doesn’t work, look for a second opinion from another surgeon—someone who might be more willing than your first doctor was. 

Suggested:  Whole Life Insurance Quote Online - 10 Best Companies with Free Quotes in the USA

It might take a little extra time and effort, but it could make all the difference in getting your insurance company on board.

Find the Right Doctor (This Is Not Your Family Physician)

If you’re planning on going under the knife, you must go to a specialist. 

The first step is finding a qualified doctor (one who has experience in Rhinoplasty). 

When it comes time for your consultation, make sure that they listen carefully to your needs and expectations. 

For example, if you want more than cosmetic surgery—nasal surgery that will help improve your breathing—make sure that’s clear when you meet with your surgeon. 

Be wary if they try to rush you off before answering all of your questions or if they don’t seem interested in providing specific answers.

Understand What Can and Cannot be Covered

Most people are pleasantly surprised that their insurance company will cover some or all of their rhinoplasty expenses

However, there is a lot of confusion about what can and cannot be covered, so you need to be familiar with your plan and its limitations. 

Are you aware of what is covered and what is not? Find out in advance so that there are no surprises later on.

Choose Alternative Options If Necessary

If your nose bothers you and is causing emotional distress, there are two other surgical options for improving your appearance that may be covered by insurance. 

The first option is a nonsurgical procedure called Rhinoplasty or nose job, in which a surgeon makes cosmetic adjustments using sutures, lasers, or injectable fillers instead of an incision. 

If you have good health insurance, it’s usually worth asking about coverage for a nonsurgical rhinoplasty first. 

If your only reason for considering surgery is a desire to correct cosmetic flaws or enhance your appearance with little medical necessity, they won’t pay.

Take Steps Beforehand (Research, Talk with Friends, etc.)

Getting cosmetic surgery (or any surgery, for that matter) is a big deal. 

Before booking an appointment with a surgeon, do your research and speak with people who have already gone through it. 

You’ll learn a lot about what you can expect and be more prepared on that first day in your surgeon’s office. 

Also, most surgeons won’t schedule Rhinoplasty if you’re pregnant or nursing; these are factors you’ll want to keep in mind before scheduling an appointment.

6 Mistakes People Make When Trying to Get Rhinoplasty Covered

Getting Rhinoplasty is an expensive procedure, but it’s not always one that requires payment upfront. 

6 Mistakes People Make When Trying to Get Rhinoplasty Covered
Credits: Pixabay

Many insurance plans cover all or part of rhinoplasty costs; if you’re interested in getting Rhinoplasty with a nose job, 

it’s important to know what your insurance provider will and won’t cover. 

Some plans only cover elective plastic surgery in extreme circumstances. 

If you have a condition that makes it necessary for you to have surgery, like breathing issues or a facial injury, your plan might cover up to 100 percent of treatment expenses. 

Here are some mistakes people make when trying to get Rhinoplasty covered by insurance

  1. Expecting cosmetic procedures (like chin implants) to be covered: insurance companies rarely cover these procedures. 
  2. Not asking about medical necessity requirements: not every surgical procedure requires a medical reason. 
  3. Thinking that you can call your insurance company and ask them to pay for it: you’ll need to file paperwork and get approval from your doctor before anything can happen. 
  4. Not knowing how much money you’ll end up paying out-of-pocket: your surgeon should give you an estimate of how much they expect their services will cost before they begin any work on your face. 
  5. Assuming Medicare will cover everything: Medicare only covers 80 percent of approved treatments, so expect to pay at least 20 percent out-of-pocket. 
  6. Failing to check into financing options: several options are available for those who don’t want to pay cash upfront.

The Best Insurance Companies for Rhinoplasty

It’s no secret that rhinoplasty, or nose reshaping surgery, can be an expensive procedure—some patients may spend up to $20,000 to have their noses altered. 

The Best Insurance Companies for Rhinoplasty
Credits: Pixabay

Luckily, insurance companies offer rhinoplasty insurance to help people afford this costly procedure. 

Before you schedule your rhinoplasty consultation, do some research and find out whether or not your insurance company will cover the cost of Rhinoplasty. 

Read on to learn more about the best insurance companies for Rhinoplasty.

United Healthcare

If you’re shopping around for a nose job insurance company, one that should top your list is United Healthcare. 

They cover up to $25,000 in total cosmetic procedures. 

The limitation of United HealthCare’s benefit is that they have a $1,500 deductible per year, which you must pay before receiving coverage on your procedure. 

If that doesn’t phase you, it might be worth looking into further. 

But keep in mind it is one of the most affordable insurance companies out there and has some of the highest customer satisfaction ratings amongst those with benefits related to plastic surgery procedures!


Unlike many insurance companies, Aetna covers both nose reshaping and Rhinoplasty with similar rules: They will cover only up to $1,500 per year and require prior authorization from your primary care physician. 

However, if you are on Medicaid, you can get two years of coverage with no pre-authorization—and for a pretty low copay. 

It’s also important to note that even though Aetna does cover it (like many other insurance companies), they don’t necessarily endorse it.


As one of only two companies with a 4.5-star rating from Aetna and Ambetter, Humana offers coverage on six plans that cover Rhinoplasty or nasal reconstruction. 

There are four out-of-pocket medical maximums for those with individual or family coverage: $5,000, $6,000, $7,000, and $8,000. 

The deductible is paid at each visit and will vary based on whether you have a bronze plan (30 percent) or silver plan (20 percent). 

To find out more about rates, limits, and copays, call 1-800-444-5445 to speak with a representative.


Most people know Cigna as a health insurance company, but they also provide coverage for plastic surgery. 

According to their website, you can receive up to 80% coverage after a $1,000 deductible

Suppose you already have full-body plastic surgery done in one calendar year (such as a tummy tuck and breast augmentation). 

In that case, you’ll need to wait until January 1 of next year before you can have any other cosmetic surgeries—Cigna caps these at four procedures per year total. 

Also, note that some exclusions apply, and like most insurance plans, there are waiting periods involved. 

For example, you can’t get your breast implants removed by Cigna until one year after placement.

Blue Cross Blue Shield

Blue Cross Blue Shield provides several options for people interested in cosmetic surgery. 

All policies cover body lifts, breast lifts, tummy tucks, and face-lifts; however, you can upgrade to Platinum coverage if you wish to add liposuction, male breast reduction, or a chin implant to your policy. 

To be eligible for Platinum coverage, you must have had no more than three plastic surgeries in the past decade. 

Also important to note: BCBS considers cosmetic procedures experimental and does not reimburse surgical fees—but it will cover office visits and medications. 

Annual plans are available but are typically only worthwhile if you make at least $250K a year –otherwise, it’s usually better to go with month-to-month payments.


While many Americans assume their health insurance covers everything from visits to specialists to prescriptions, some of the more unexpected healthcare services can cost a pretty penny out-of-pocket. 

With Oxford, coverage for Rhinoplasty is included in comprehensive and optional plans. 

Note that these are medical fee schedule rates, so be sure to get an accurate quote before doing any procedures.


Although Tricare does not typically cover cosmetic surgery, several loopholes allow you to get coverage. 

First of all, Tricare policies pay 20 percent of all medical costs, so if your surgery is in a medical setting and planned by a doctor, you’ll have a shot at being covered. 

Additionally, when it comes to prescription drugs, even if they are used cosmetically, Tricare will cover them up to $2,000 per year – but only if your doctor prescribes them. 

If you have dental issues that affect your nose and lead to surgery, however, these can be considered medically necessary procedures with approval from Tricare officials.


If you are eligible to join Medicare and enroll, your rhinoplasty surgery will be fully covered. 

Suggested:  How to Beat Federated Insurance? 5 Must-Read Considerations

To qualify, you need at least 24 quarters of social security credits, and a disability check will help with copays. 

You can learn more about becoming eligible here. 

Some employers (e.g., teachers) allow their workers to participate in Medicare by paying a premium through payroll deductions—this may be an option if you’re already enrolled in social security.

How to Pay for Rhinoplasty without Insurance

It’s not easy to pay for Rhinoplasty without health insurance, but it can be done. 

How to Pay for Rhinoplasty without Insurance
Credits: Pixabay

Here are some steps you can take to make the process more manageable. 

This process assumes that you have chosen your surgeon and scheduled the surgery.

It’s important to understand that plastic surgery, including Rhinoplasty, is considered a medical procedure. 

Though there are some cosmetic procedures (such as Botox and fillers) that insurance companies can cover, full-on surgical operations generally cannot. 

However, there are ways you can finance your dream nose job or other plastic surgery option with just your hard-earned cash. 

To pay for Rhinoplasty without insurance, you might think of savings accounts, credit cards, and loans as possibilities. 

And if you’re willing to talk with a few doctors—especially ones whose practices allow them to bill insurance—you might be able to find someone who works on an out-of-network basis. 

Here’s how those options work

Credit Card

In most cases, nose jobs are considered cosmetic surgery and will not be covered by insurance. 

If you need Rhinoplasty but do not have health insurance, you might consider using a credit card or line of credit to pay for it. 

Nose jobs cost anywhere from $3,000 – $15,000, depending on your specific circumstances and desired results. 

Depending on how much you make per year and how many medical bills you have in general, a small fee like that may seem impossible right now. 

However, using a credit card can help get money in your hands faster (as long as you don’t spend more than you can pay off at once), and with low-interest plans available, they could cost much less than paying off nose job expenses over time.

FSA (Flexible Spending Accounts)

If you have a flexible spending account (FSA) at work, you can use it to pay for some of your Rhinoplasty costs. 

Contributions are tax-free and come out of your paycheck before taxes are taken out. 

FSAs often allow you to roll over unused funds year after year, so they can be quite powerful if used correctly. 

Health savings accounts (HSAs) have similar features and work similarly, although HSAs tend to be favored by those with high deductibles for health insurance plans or self-employed individuals. 

To find out more about FSA plans and how they can help cover rhinoplasty expenses, talk with your employer’s benefits department or financial advisor.

HSA (Health Savings Account)

You might have heard about HSAs being a popular option for paying for healthcare expenses. 

An HSA account is also a great way to pay for Rhinoplasty (nose job surgery) because it can be used as a personal savings account and is invested in tax-advantaged health accounts. 

With an HSA, you can contribute pre-tax dollars into your account, then use those funds to pay for medical expenses.

Cost Of Rhinoplasty without Insurance

Rhinoplasty can be expensive even if you have health insurance. The average cost of Rhinoplasty is around $7,000 or more

But if you don’t have insurance and want a nose job, it will cost you much more. 

In today’s market, Rhinoplasty usually costs anywhere from $8,000 – $16,000 or more when performed by an experienced plastic surgeon. 

If you don’t have insurance, a discount may be available if you do your research first before scheduling any consultations with a surgeon in your area.


Does insurance cover a deviated septum?

Health insurance typically doesn’t cover a deviated septum because a deviated septum isn’t usually considered a medical necessity. 

The Rhinoplasty cost is covered by health insurance only when nasal breathing becomes difficult. 

If your nose is deviated and has caused your nasal passages to narrow, it could be classified as a medical condition and therefore be covered.

How much is a Nose Job (Rhinoplasty Cost)?

The average cost of a rhinoplasty ranges from $4,800 to $11,500, depending on its complexity.

It is one of the more popular surgeries sought out by men and women looking for a nip and tuck for their noses.

Does Insurance cover septoplasty?

Unless your insurance plan specifically covers septoplasty, you can expect to pay out-of-pocket for at least part of your procedure. 

The Affordable Care Act doesn’t mandate that all plans cover cosmetic procedures like nose jobs surgery, so insurance companies are free to decide whether or not they want to offer those benefits. 

Before deciding if you need coverage, it’s important to check with your specific provider and read through any exclusions on your policy. 

It’s also important to note that even if a plan does cover rhinoplasty procedures, your copay could be higher than for non-cosmetic treatments

That’s why it can make sense to use a flexible spending account or health savings account before turning to a traditional policy for coverage.

CPT Code for Rhinoplasty

Asking for Rhinoplasty before and after code? There are three CPT codes or procedure codes that can apply to Rhinoplasty: 92625, 92626, and 92627. 

To determine which one is appropriate, your insurance company will want to know whether you have an open or closed reduction or whether it’s a primary-surgery code. 

In other words, they’ll need to know if you’re seeing a plastic surgeon because of an injury to your nose (like if you broke it in a car accident). 

Your insurer will also want to know if you’ve had prior surgeries on your nose.

How to get a Nose Job for Free?

Here is a little guide on how to get a nose job for free. There are plenty of things that you can do to save your money if you have plans to get Rhinoplasty.

As an example, many people look online and search for free nose job surgery, but they tend to discover that what they find online is nothing more than a scam.

Be careful when finding free services online, as there are plenty of scammers out there who will try to steal your money by luring you into buying useless products.

Instead, talk with your friends or family about nose jobs prices and how you can save money for nose job surgery and eventually save yourself thousands of dollars in fees.

Septorhinoplasty Surgery Cost With Insurance?

There are a lot of costs involved with septorhinoplasty surgery. Do most people ask what septorhinoplasty surgery costs without insurance? And it was not cheap.

But did you know that health insurance for Rhinoplasty can help reduce some of those costs? That is good news because a septorhinoplasty can run up to $5,000 or more if you don’t have insurance coverage or if your plan doesn’t cover it.

You might want to check with your health insurance company before agreeing to any plans that they don’t cover.

However, if you can afford nose jobs surgery, I suggest getting it done so you’ll look better overall.

Top cities and states to get Rhinoplasty Insurance.

Rhinoplasty insurance is available in the following states; Georgia, Ohio, Oregon, Michigan, Portland, Wisconsin, New York, Miami, and the entire USA. 

Two states where getting health insurance for rhinoplasty or nose jobs surgery is most popular include Florida and Texas. 

Where to get a Cheap Nose Job?

To get a cheap nose job, you can go to Mexico. The facilities in Mexico are clean and sterile and allow you to enjoy quality nose surgery without spending a fortune on it. 

If you’re willing to travel outside of your state for your rhinoplasty procedure, you can save $5,000 or more! 

If one facility is charging $9,000 for Rhinoplasty, but another offers it for $4,000 – there’s a good chance that it’s worth taking that trip!

Functional Rhinoplasty Cost

A Functional Rhinoplasty is a nose job that usually falls in between a Rhinoplasty and a septoplasty in cost. The average price of Rhinoplasty without insurance is about $4,500-$7,000. 

However, if you need insurance help with some or all of your procedures, find out if your insurance company considers Rhinoplasty medically necessary. 

If they do, you choose an experienced surgeon who has performed many of these surgeries and can provide before-and-after photos and videos of patients who have had similar nose problems like yours. 

You are likely to find out you will get enough funding from your insurance provider for Functional Rhinoplasty.

About the author

Okosun John

A B.Eng. holding mechanical engineer with love for content creation and web development.

Leave a Comment