Health Insurance Insurance

How Much Does Insurance Cover for Nose Job – Everything You Need to Know

How much dose insurance cover for nose job
Written by Ayuba Haruna

If you’re considering getting a nose job, you might be wondering how much does insurance cover for nose job?

It might seem like an unnecessary question, but it’s actually an important one, and it involves two different issues: the type of health insurance plan you have and the details of your operation.

If you already have a health insurance plan or are looking to get one, consider getting supplemental health insurance coverage just in case there are any complications with your surgery that aren’t covered by your regular policy.

How Much Dose Insurance Cover For Nose Job

Understanding why you need it

How much dose insurance cover for nose job
Rhinoplasty – nose surgery. Side view of attractive young woman with perfect skin and dotted lines on her nose isolated on white background. Plastic surgery concept. Nose deformations

Understanding why you need a nose job is not a difficult question to answer.

The most significant reason is an improvement in your appearance. As you age, your nose appears more prominent and larger than it did when you were younger.

It can also take on a wider shape as our faces fill out from years of developing stronger jawbones and cheekbones.

A smaller nose will make you look younger and let people focus more on your eyes, lips, and cheeks – all of which are better-looking body parts than your nose.

Suggested Health Insurance For Rhinoplasty (Nose Jobs Surgery) Explained! 

When you might need a nose job

If you’re constantly looking in a mirror and thinking, I wish my nose were straighter or thinner, chances are you might need a nose job.

There are many reasons that someone may want to get their nose fixed by plastic surgery; here are some of them.

What is cosmetic surgery?

It is a procedure done on parts of your body such as your face or breasts. It’s also called plastic surgery. This is done to improve how you look.

The American Society of Plastic Surgeons says more than 11 million cosmetic surgeries were performed in 2014. The most popular procedure was breast augmentation, followed by liposuction and nose jobs.

Liposuction is when fat cells are removed from your body by sucking them out with a tube, similar to a vacuum cleaner. Breast augmentation adds volume and shape using synthetic implants or natural tissue like fat or skin grafts.

Suggested:  Is Balloon Sinuplasty Covered By Insurance? Everything You Need to Know

Tummy tucks can make you look thinner after pregnancy, childbirth, or extreme weight loss by removing loose skin around your abdomen and tightening your muscles underneath it.

Dos and Don’ts after your surgery

After you’ve recovered from your nose job, there are a few things you need to do before getting back into your routine.

Make sure that you keep some downtime after your surgery. Avoid strenuous exercise and stay hydrated by drinking plenty of water.

Follow up with your doctor regularly, so he or she can monitor any issues after your surgery. If you have swelling or pain post-op, consult a physician immediately.

Suggested Does Health Insurance Cover Lice Treatment? What You Need to Know

What is the difference between a cosmetic and a medical nose job?

Medical nose jobs focus on treating injuries, infections, and other health issues; cosmetic nose jobs (also called rhinoplasty) deal with aesthetic concerns.

Both types can be performed by a variety of healthcare providers, such as an ENT doctor or an otolaryngologies (ear, nose, and throat doctor). In either case, a surgery is performed using anesthesia and requires some recovery time.

However, while both procedures aim to enhance your overall appearance, their approaches differ in a few key ways.

What are the cosmetic reasons for rhinoplasty?

Cosmetic rhinoplasty is typically performed when there are issues with your nose that make you feel uncomfortable or unhappy, or that prevent you from functioning normally.

People who have undergone rhinoplasty often cite breathing problems, a large/sunken nasal bridge, a deviated septum and nose bumps as reasons they had their noses reshaped.

While some people choose to undergo cosmetic surgery because of how their nose looks, it’s important to remember that physical appearance isn’t always what drives people toward surgery.

For example, if you struggle with chronic sinus infections or sleep apnea due to an abnormally shaped nose, a doctor may recommend corrective surgery even if you don’t necessarily want your nose changed aesthetically.

In other words: If it affects your quality of life (and not just how you look), consider getting it fixed!

What are the medical reasons for rhinoplasty?

Rhinoplasty, or nose job, is a surgical procedure that’s intended to improve and enhance your nose’s overall shape and appearance.

While rhinoplasty isn’t a common procedure, it does have its medical reasons.

For example, if you have breathing difficulties due to having a deviated septum (the structure dividing each nostril), one of your doctor’s first recommendations might be getting a rhinoplasty.

Other times, people get rhinoplasty to repair congenital defects in their noses.

If you’re considering getting a nose job, make sure you do some research beforehand so that you know what kind of procedures are available and which ones are best suited for your needs.

Many types of surgeries are available these days—and each has their benefits and drawbacks. Make sure to do your homework before deciding on what type of surgery will work best for you!

How do I find out if my nose job is covered by insurance?

To find out if your nose job is covered by insurance, you’ll need to call or email your insurance provider and ask.

Suggested:  Is Rhinoplastry Covered By Insurance? Find Out!

For example, Aetna provides coverage of cosmetic surgery when it’s part of a reconstructive procedure that corrects a congenital defect or improves function or when it is medically necessary because of an abnormality associated with cancer.

However, there are stipulations on both. For reconstructive surgery, you can only receive coverage up to $2500 per year.

Rhinoplasty Benefits

Rhinoplasty is a popular procedure, and with good reason.
A nose job can make breathing easier, reduce snoring and improve your appearance. But there are different types of rhinoplasty procedures—and what works best for one person might not be right for another.

Research your options carefully before committing to a rhinoplasty procedure, so you’re sure you’re getting something that will help you—not hurt you.

How much does rhinoplasty cost?

The cost of rhinoplasty is determined by several factors, including your geographic location, insurance coverage and surgeon experience.

On average, nose job procedures can range anywhere from $5,000 – $15,000 or more.

The best way to find out how much a nose job will cost you is to consult a board-certified plastic surgeon near you.

Cosmetic Rhinoplasty Is Not Covered by Insurance

If you’re trying to find out how much does insurance cover a nose job, it’s important to note that insurance companies won’t cover a procedure purely for cosmetic reasons.

If your nose is damaged due to an accident or other non-cosmetic issue, you may be able to receive coverage for a rhinoplasty as treatment.

However, if it’s purely cosmetic, your best bet is financing through an organization like Care Credit.

Insurance Can Cover a Portion or All of the Cost of Septoplasty and Turbinectomy

When it comes to rhinoplasty, some insurance companies will cover everything, and others won’t cover anything.

Other times, you may be able to get your deductible waived if you have out-of-network coverage but no copay on in-network providers.

For example, if you have a $500 deductible but only a $100 copay for an in-network provider, that means that you would pay $400 of any surgery cost before your insurance kicks in.

In that case, paying an extra $1,000 or so for an out-of-network provider could save you hundreds of dollars overall.

Suggested Does health insurance cover fibroid removal? All you need to know

FAQs On How Much Does Insurance Cover for Nose Job

How To Get A Nose Job For Free

A nose job is a popular plastic surgery procedure that, despite its popularity, isn’t necessarily cheap.
But if you have health insurance, you may be in luck—most major health insurance plans cover at least part of your rhinoplasty (nose job) costs.
Since every company and policy is different, it’s important to know what your plan covers before scheduling an appointment with a surgeon.

Does insurance cover rhinoplasty deviated septum

Unfortunately, some insurance companies don’t cover rhinoplasty costs because it isn’t a medically necessary procedure.
In some cases, your nose job might be considered cosmetic surgery and is therefore outside what your insurance company covers.
If you do have a medical need and want to find out if you can get coverage, call your health insurance provider as soon as possible and ask them whether they will cover any part of or all of your rhinoplasty costs.

Blue cross blue shield rhinoplasty coverage

Blue Cross Blue Shield PPO plans cover rhinoplasty under their plastic surgery clause. However, it must be pre-approved.
This will involve getting a written estimate from your doctor, as well as being examined by a reconstructive surgeon.
Generally, you’ll need approval from your insurance company to have surgery at a particular facility.
Your doctor should also be able to provide you with additional information about what is and isn’t covered in terms of your procedure.

How Much Dose A Nose Job Cost?

The cost of a nose job depends on what kind of surgery you get, as well as your geographic location.
For example, an otoplasty (ear pinning) can be done in your physician’s office and is likely less expensive than a rhinoplasty (nose job).
Some surgeons charge hourly fees or by how long they spend on surgery. In other cases, insurance will cover part or all of your costs. Talk with your surgeon about payment options that are best for you.

Health Insurance That Covers Rhinoplasty

Health insurance will often cover one or two rhinoplasty procedures, but it’s important to know that these surgeries are excluded under most major medical plans.
Talk with your carrier about your specific policy and what is—and isn’t—covered before scheduling a surgery. For example, some policies might only cover rhinoplasty with another procedure, such as a septoplasty.
For those seeking coverage from an out-of-network provider, they may have a deductible of up to $500 per year, plus 20 percent of any expenses above that amount.
It’s also significant to consider how much you can expect your plan to cover if you do decide on an out-of-network surgeon.

How to get a free nose job with a deviated septum

The deviated septum is one of those medical conditions that few people ever think about or worry about—until it affects them. If you’re suffering from a nose condition that you can’t seem to get rid of, then it might be time to get a septoplasty.
As you can imagine, though, not all septoplasty surgeries are created equal. In fact, some insurance companies will pay for certain procedures while others won’t.

Cigna Rhinoplasty Coverage

Cigna covers Rhinoplasty (nose job) in some situations, but not all.

You must know what Cigna will and will not cover before scheduling a surgery.

Keep reading for more information about Cigna coverage on rhinoplasty.
Each insurance company has their own specific criteria they use when determining if they will cover certain medical treatments.

Often, your procedure may be denied because it doesn’t fall within those guidelines – no matter how badly you want it done or how much it costs.

About the author

Ayuba Haruna


Leave a Comment