How Much Does it Cost to Insure a Hyundai Sonata? You May Be Surprised


The Hyundai Sonata is widely considered one of the best mid-size sedans in its class. It offers good gas mileage, plenty of storage space and excellent reliability ratings. That makes it a perfect choice for anyone looking to purchase an affordable new car for several years.

However, many people ask How Much Does it Cost to Insure a Hyundai Sonata? and are unsure how much they will have to pay in terms of insurance costs when they buy this vehicle.

This guide will tell you everything you need to know about insuring your new Hyundai, so you can make sure your coverage fits within your budget and provides the protection you need in case of an accident or other damage to your vehicle.

Facts About the Car

The Hyundai Sonata is a mid-size, four-door sedan sold in North America and South Korea. Based on Hyundai’s Fluidic Sculpture design language, it was first launched in 2005 for the model year 2006 as an understudy to its predecessor and its European counterpart, Hyundai Verna/Kia Optima. In 2007, sales began in China and Taiwan; 2008 marked its first sales in Mexico.

Beginning with 2010 models, Hyundai rebranded the Sonata as a Hyundai rather than a Hyundai Excel or Hyundai XG350L as before. It has been offered in three different trims: GLS (2006–2010), SE (2006–2010), and Limited (2007–present).

As of 2011, there are no major changes planned for 2012 Hyundai Sonatas, but some minor updates are expected to be released, such as an improved suspension system and better engine performance and fuel economy numbers. The current generation will continue until at least 2013 or possibly 2014 if Hyundai decides to introduce an all-new car.

Recommended: How Much Is Insurance For A Hyundai Veloster?

Insurance Basics

Insurance is meant to protect you and your family in unforeseen circumstances. Without insurance, even small accidents or illnesses could leave you financially devastated. That’s why it’s important to understand how much it costs to insure your Hyundai Sonata and how best to minimize that cost.

Suggested:  How Much Is Insurance For A Hyundai Veloster?

Here are some insurance basics every driver should know. According to The Zebra, a site that compares auto quotes from several providers at once, almost all states require drivers to carry minimum liability coverage.

This means they have enough coverage to pay for injuries and property damage they cause in an accident. Check with your state’s Department of Motor Vehicles (DMV) for details on state-specific requirements. Additionally, suppose you don’t have health insurance through an employer or government program like Medicare or Medicaid. In that case, you might be required by law to buy health insurance before you can register your vehicle for street use.


What does my Hyundai Sonata warranty cover? Hyundai offers a 10-year/100,000-mile powertrain limited warranty. If your Hyundai’s engine or transmission fails within 10 years or 100,000 miles of driving, you’ll be covered for repairs. Hyundai also offers a 5-year/60,000-mile new vehicle limited warranty.

This covers most of your car’s components and systems including air conditioning and audio equipment for five years or 60,000 miles of driving. Finally, Hyundai includes complimentary roadside assistance with every new vehicle purchase for five years from purchase.

How Much Does Hyundai Sonata Insurance Cost?

The car insurance price varies wildly, depending on your insurance provider and where you live. If you’re interested in how much does Hyundai Sonata insurance costs, then here are some things to keep in mind: First off, if you want cheap car insurance quotes for your new Hyundai Sonata, consider switching from comprehensive coverage (which includes collision) to just liability (which only covers injuries and property damage).

Comprehensive tends to be much more expensive than liability for older cars with low resale values. The average car insurance price for Hyundai Sonatas is $1,929 per year. That includes liability coverage for uninsured motorists and underinsured motorist coverage in most states.

The average annual rate for full coverage on a Hyundai Sonata is $2,419 per year (including comprehensive and collision). If you live in an area where theft is common, your rates could be higher than these averages by 30 percent or more.

Then, shop around once you have decided how much Hyundai Sonata insurance costs for your basic policy. In general, try getting quotes from at least three different providers before making a decision; doing so could save you up to $400 per year on your premium.

Suggested:  Is Balloon Sinuplasty Covered By Insurance? Everything You Need to Know

Finally, remember that most people overpay for their car insurance the average American spends about $900 each year on auto insurance.

Is Sonata Insurance Expensive?

That’s what we’re here to help you find out. It should come as no surprise that insurance for vehicles varies greatly from state to state, based on laws and regulations. Still, you may be surprised by how much your car insurance costs compared with others.

For example, did you know that insurance for an older model Hyundai Sonata could cost up to $1,750 more than if you purchased insurance for a brand new 2016 Hyundai Santa Fe Sport SUV? The following information will give you a better idea of how much Hyundai Sonata insurance will cost in your area.

What is The Cheapest Hyundai Sonata Car Insurance?

Considering their reputation for affordable cars and low operating costs, there’s no reason why you should expect expensive car insurance premiums when you purchase a Hyundai. However, just how much is cheap car insurance going to cost you?

There are plenty of factors at play, but luckily, you can take some simple steps that will reduce your premiums by hundreds or even thousands of dollars each year. Is Sonata insurance expensive?: Like all vehicles on American roads today, Sonatas come with airbags and anti-lock brakes standard. You’ll also find two body styles sedan and hatchback both of which come in base and luxury trims.

In addition, several different engines are available across multiple trim levels. If you’re looking for an affordable new vehicle without sacrificing safety features or engine options, Hyundai has covered you. That said, one question remains: is Sonata insurance expensive?

Unfortunately, we don’t have a crystal ball capable of telling us what rates will be like years from now; however, we know what drivers across America paid last year and that’s enough information to help us draw some conclusions about future trends. With all things considered (such as where you live), drivers paid an average of $1,050 per year for their car insurance policies in 2016.

Suggested:  Will Homeowners Insurance Cover Sagging Floors? Here's What You Need to Know

Check Out: How Much Is Insurance For A Honda grom? Here Is Everything You Need To know

How Much Does it Cost to Insure a Hyundai Sonata: FAQs


Insurance companies take into account several factors when determining your car insurance rates. While it is true that some cars, like SUVs and large luxury vehicles, tend to be more expensive to insure than small economy cars, even a cheap Hyundai Sonata can be costly to insure if it is used for certain purposes or if you have certain driving habits. The following FAQs are designed to help you better understand what factors insurance companies look at and how they affect your cost:

Q: What role does my state’s Department of Motor Vehicles (DMV) play in determining my car insurance costs?

A: Not only do states differ when it comes to determining whether or not drivers must carry auto insurance by law, but they also have different laws regarding minimum coverage requirements.
For example, one state may require that drivers carry liability coverage up to $50,000 per person and $100,000 per accident.
Another may require just $25,000 per person and $50,000 per accident. DMVs also set minimum amounts for what type of liability insurance you need as a vehicle owner

Q: How much does Hyundai Sonata insurance cost?

Insurance companies take into account several factors when determining your car insurance rates. While it is true that some cars, like SUVs and large luxury vehicles, tend to be more expensive to insure than small economy cars, even a cheap Hyundai Sonata can be costly to insure if it is used for certain purposes or if you have certain driving habits.

How Much Does it Cost to Insure a Hyundai Sonata: Final Thoughts

How much does it cost to insure a Hyundai Sonata? As with most car insurance questions, there is no definitive answer. For example, one person might get great rates for his $100-per-month policy, while another could get stuck paying almost twice. The best way to find out how much you’ll pay for car insurance is by comparing quotes from different companies.


Don't Miss In Auto Insurance

Others Are Reading In Insurance

Don't miss any update.

Enter your email to receive the exact Auto Insurance tips i practice!