Is a Mommy Makeover Covered by Insurance? You Might Be Surprised!

We get it. You’re a new mom, worried about how your body has changed from giving birth to your baby. Maybe your breasts aren’t as perky as they used to be, or maybe you have extra skin around your tummy that isn’t quite fitting into your old jeans anymore.

Suppose you’re considering a mommy makeover to improve your physical appearance. In that case, there are some things you should know before making any decision.

What is a mommy makeover?

A mommy makeover is a way of improving a woman’s appearance after having a baby. The procedure often includes:
*Breast augmentation (either enlargement or reduction).
*Sometimes tummy tuck and labiaplasty.

Even though it’s increasingly common in countries around the world, many people don’t realize that women covered under their health insurance may qualify for reimbursement of these costs.

How much does a mommy makeover cost?

A mommy makeover can cost between $7,000 and $16,000. However, you can get insurance to cover that cost in many cases. A health insurance company will take a look at your policy and decide whether or not it’s worth covering. One of their main questions is how much you’d spend if you didn’t have insurance.

If they determine that they’ll be spending less money on medical expenses without you having coverage than with you having coverage (due to your age and preexisting conditions), they might decline coverage. Most major health insurance companies will have information on their websites about what benefits are covered under various plans.

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Is there a non-surgical alternative to mommy makeover surgery?

Yes, absolutely. A mommy makeover includes surgery to regain your pre-pregnancy body and get rid of any extra skin that remains after you’ve had a baby.

Fortunately, there are several nonsurgical alternatives to help you do just that without going under the knife. For example, SculpSure works to reduce and eliminate fat cells beneath your skin using radiofrequency energy.

This can often be performed in about an hour during a lunch break and can safely eliminate stubborn fat with no downtime or recovery period needed afterward—meaning it can be done right on your lunch break at work! And as for getting rid of loose skin? A good exercise routine can help tighten things up quickly.

But if you’re looking for something more extreme, try Thermage (another noninvasive procedure). Using radiofrequency energy to heat deep within your skin’s dermis layer, Thermage heats the tissue and stimulates collagen production so that loose skin tightens naturally over time. It’s perfect for areas like arms, breasts, tummies and thighs.

Am I a Good Mommy Makeover Candidate?

The best way to find out if you’re a good candidate for a mommy makeover is to schedule a consultation with an experienced plastic surgeon.

This can help you understand your options and whether or not you’re in good health. Aside from that, some general guidelines can tell if you’re a fit for mommy makeover surgery.

Many patients have had liposuction before getting a tummy tuck; because liposuction removes fat, it leaves smoother and tighter skin behind. However, consult with your doctor as liposuction isn’t always necessary and will depend on what kind of body you want to achieve after having kids.

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Will insurance pay for mommy makeover surgery?

Does insurance cover mommy makeover surgery? The quick answer is: it depends. Some plans will pay for part of your procedure, but others won’t. It’s best to look at all of your options and see what coverage you have before deciding whether or not to go through with surgery.


How to get a tummy tuck paid for by insurance

First of all, a tummy tuck is an elective procedure, so unless your doctor recommends one to fix a medical issue, you may be out of luck. Still interested in getting your tummy tuck paid for by insurance?
Research your insurance policy’s fine print to learn about your annual coverage limits and whether or not obesity or a specific BMI are included as reasons for which it may cover procedures.

How much does a mommy makeover cost?

Depending on how much work you want done, mommy makeover costs can range from a few thousand dollars to over $30,000. The average cost for a tummy tuck ranges from about $4,000 to $8,000; for a breast lift or mastopexy, it’s about $3,500 to $5,500. A full mommy makeover includes a tummy tuck and breast augmentation and is closer to $7,500.

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