Is the Kia Stinger Expensive to Insure? [Here’s What You Need to Know]

Is the Kia Stinger expensive to insure? No matter how much you love your car, the cost of insurance will always be a pain in the wallet. Especially if you’re buying a high-performance vehicle that has the potential to be pretty expensive to repair in case of an accident.

The Kia Stinger can certainly fit into this category, as its starting price on most models starts around $33,000. So how much does it cost to insure the Kia Stinger?

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Kia Stinger review

Kia Stinger is a midsize luxury sports sedan former BMW and Audi engineer Peter Schreyer was its designer. The car is notable for its lightweight carbon fiber and aluminum components which keeps it under 4,000 pounds.

Since its launch in 2017, the Stinger has garnered attention for its engine options, design elements and cabin space. It’s also made a name for itself as one of the most affordable high-performance cars on today’s market. 

Is the Kia Stinger Expensive to Insure? [Here’s What You Need to Know], JokosHQ
Is the Kia Stinger Expensive to Insure

Engines, performance and drive

The 2018 Kia Stinger offers up a long list of standard features that you won’t find in most rivals. The base engine is a 2.0-liter turbocharged four-cylinder that produces 255 horsepower and 260 pound-feet of torque, while an optional 3.3-liter twin-turbo V6 ups output to 365 hp and 376 lb.-ft.

Both engines was mate to an eight-speed automatic transmission with paddle shifters; drivers can select from two driving modes (Sport or Smart). Features include active LED headlamps, ventilated front seats, heated rear seats, blind spot monitoring with cross traffic alert and lane departure warning with lane keeping assist.

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There’s also keyless entry and ignition, push-button start, dual-zone climate control, Bluetooth connectivity and a 12-speaker Infinity audio system. When it comes to safety equipment, there are six airbags – including knee airbags for both driver and passenger – as well as ABS brakes with electronic brake distribution. Stability control is also standard on all models along with hill launch assist for manual transmissions. A heads-up display is available on top trims but isn’t offered on basic versions.

Reliability and Safety

The Kia Stinger has quickly earned a reputation for being one of the most dependable cars on sale today. According to a report from iSeeCars, 90 percent of buyers who had owned their Kia for two years reported that they were satisfied with their choice. In comparison, only 72 percent of Toyota Camry owners said they were satisfied.

The data also suggests that new buyers are more satisfied with their decision than current owners. For example, three-year satisfaction ratings sit at 84% among new Kia Stinger owners compared to 79% among current owners

With so many satisfied customers reporting very few problems over a long time, it is no surprise that experts agree that there is little need to worry about maintenance costs. Over time you may have to deal with some wear and tear issues like brake pad replacements or wiper blade replacements but these are all routine tasks and shouldn’t cost too much money.

You might spend more on tires, because the standard will wear out, especially if you drive aggressively! To keep the replacement costs down, buy a second set of wheels and have them fit with less expensive tires. If you can afford it, you could even consider replacing them every year for a smooth ride every time.

New cars come well-equipped nowadays but older models often lack important equipment such as side airbags or traction control systems. Thankfully, Kia Stinger models built after 2011 come equipped with useful features designed to keep both passengers and pedestrians safe.

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Finally, you should also be aware that all Kia Stinger models have been fit with electronic stability control (ESC) as standard so you can take comfort in knowing that your car is much less likely to skid out of control when driving on slippery surfaces.

The ESC system will even automatically brake individual wheels if necessary! When all put together, these features give you great peace of mind when taking your car out for a drive. Just remember to make sure everyone buckles up too.

It may seem like common sense, but far too many people forget about seatbelts each year and they end up paying with their lives. As more than 40 percent of fatalities occur because drivers weren’t wearing their seatbelt at the time of impact, there really is no excuse not to buckle up before setting off on your journey! If you don’t already use one every time you get behind the wheel then why not start today?

Are Kia Stingers Expensive to Insure?

There are many things to consider when looking at what a Kia Stinger will cost you to insure. The first thing to note is whether or not your insurance provider offers a Kia Stinger line on their policy. This could be one of two things: a specific high-performance line, or standard performance that would include other sports cars.

While most insurers do not offer coverage for Stingers, those that do could charge significantly more than comparable models like the Corvette Z06 and Nissan GT-R Nismo. Because of how exclusive these cars are, they tend to be quite expensive to insure. It’s best to compare prices between companies before making any final decisions about who will cover your ride.

Is the Kia Stinger Expensive to Insure? [Here’s What You Need to Know], JokosHQ
Is the Kia Stinger Expensive to Insure

What Impacts the Cost of Kia Stinger Insurance?

There are a number of different factors that impact the cost of insurance; The type of car you drive, your driving record, and even your credit score will all impact the overall cost of Kia Stinger insurance. But there’s another factor that affects it as well: where you live.

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If you don’t have the proper coverage in place, then the penalties for not having it can be severe. For example, if you get into an accident but aren’t covered by auto insurance, then your state may require you to pay for any damages out-of-pocket until they can figure out who is at fault for the accident.

Top Kia Stinger Insurance Companies

we’ve provided some general information on how each company rates on price and quality for Kia Stinger owners:

  • State Farm – State Farm gives Kia Stinger drivers an average of $1,928 a year for car insurance coverage
  • Progressive – Progressive also falls within most folks’ budgets with an average annual premium of $1,832 per year.
  • Geico – Geico charges an average of $1,566 annually for Kia Stinger auto insurance.
  • Erie Insurance – Erie Insurance rates among the best auto insurers in America by J.D.

Ways to Save on Kia Stinger Insurance

This sleek new coupe sports sedan is already a darling of car aficionados, but what many buyers may not realize is that they can save money on Kia Stinger insurance by comparing quotes from multiple companies. Make sure to get an annual mileage estimate from your insurer so you can keep your premium down.

Those who drive fewer than 10,000 miles per year may be able to lower their Kia Stinger car insurance rate by 15% or more. Also remember that some insurers offer new driver discounts to those with good grades, excellent driving records and/or completion of a driver’s education course—find out if your company offers these incentives and take advantage of them if it does.

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