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Simple Fast Loans Review: Interest Rate, Customer Service, Login & Phone Number

Simple Fast Loans Review
Written by Okosun John

Ready to borrow? Simple Fast Loans offers low interest rates, easy application process and qualified lenders. Click here for more information!

Simple Fast Loans offers the lowest rates and best customer service around, making it an easy choice if you need a fast loan! 

We’ve reviewed Simple Fast Loans, and this is our unbiased review of Simple Fast Loans to help you decide if it’s the right fast loan lender for you.

What is Simple Fast Loans?

Simple Fast Loans is an online loan service that helps people who need money but have limited options to borrow. 

If you’re looking for an online fast loans review that tells you how they work and what they offer in detail, then look no further. 

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We provide you with  Simple Fast Loans review to help you decide if they suit your financial needs. 

We will also share their phone number and support email address so that you can contact them if necessary or to get answers to any questions that come up while reviewing Simple Fast Loans in detail. 

You’ll be able to learn everything there is to know about Simple Fast Loans by reading our review, so continue reading below!

How Does It Work?

Simple Fast Loans is a peer-to-peer lending marketplace where you can compare multiple loan offers. 

Your interest rate will depend on your credit history and debt-to-income ratio; loans range from $3,000 to $35,000. 

Plus, it’s secured by your auto title or paycheck. 

Whether you need emergency cash for unexpected expenses or are seeking a personal loan to pay off bills or consolidate debt, 

Simple Fast Loans is an easy way to quickly refinance and access quick cash from anywhere in less than 48 hours with competitive rates and fast approvals!

Simple Fast Loans helps users refinance and consolidate various debts into one monthly payment. 

Signing up is quick and easy—the website asks users to input information about their personal loan options and credit score. 

Afterwards, Simple Fast Loans delivers an interest rate based on that information. 

Users can then apply for a personal loan via login or phone number (or both). 

A Simple Fast Loans customer service representative reviews applications after submission before authorizing a loan—which takes no more than three days. 

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Customers then have between 30-and 60 days to pay back their debt to keep interest rates low. 

If they don’t pay off the debt by 60 days, Simple Fast Loans will charge them late fees of $30 each day after that period expires.

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Is Simple Fast Loan Legit?

According to our research, Simple Fast Loan is legit. The company also has an A+ rating with the Better Business Bureau (BBB). 

Is Simple Fast Loan Legit
Credits: Pixabay

The BBB serves as a third-party arbitrator for consumer complaints and reports that no disputes have been made on Simple Fast Loan. 

Most customers agree that its products are valuable because they give a high approval rate for their loans. 

You can rest easy knowing that Simple Fast Loan is FDIC insured for up to $250k per depositor.

Simple Fast Loan Application Requirements

If you’re looking for a loan but don’t have time to fill out endless paperwork and fax documents to get approved for a low-interest rate loan, then Simple Fast Loan is an option you might want to consider. 

To qualify for a Simple Fast Loans, you need to be at least 18 years old and have proof of income; so if you are unemployed or underemployed, then Simple Fast Loan isn’t going to work out well. 

Other than that, if you can meet those requirements, your application process will be quick and easy. 

When applying with them, there is no credit check; they base their decision on income alone.

Types of Simple Fast Loans

Simple Fast Loans offer three different types of loans. 

From $200 to $5,000 – you can use these loans for anything from paying off existing debt to helping with your children’s education or household expenses. 

Simple Fast Loans offer payday loans ranging from $100 to $500

These short-term loans are ideal for quickly covering short-term financial crises. 

Simple Fast Loans also offers instalment loans in two sizes – a 6-month loan at a fixed rate of 15% and a 12-month loan at a variable rate determined by Simple Fast Loans but no more than 20%. 

The 6-month loan is available for up to $2,500, while the 12-month loan ranges from $1,000 to $5,000.

Simple Fast Loan Fees and Interest Rates

Simple Fast Loan fees are limited and relatively straightforward. 

The company charges a loan fee of 1% of your total borrowed amount, and it only allows one borrower per loan. 

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All rates depend on your credit rating, and the average APR (Annual Percentage Rate) is roughly 25%. 

You can request a rate quote for Simple Fast Loan refinance loans or new student loans but not bank loans. 

These will be mailed as PDF files via email and contain interest rates, fees and other information about each loan type.

How To Increase Your Chances Of Approval

There are three things you need to do to increase your chances of approval for a Simple Fast Loans. 

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First and foremost, you need to apply for your loan when you know you’ll have a steady income. 

That could be after your bills are paid on Friday or before payday arrives. 

Secondly, you must check with all of your current creditors and make sure they have up-to-date information on any payments they may be expecting from you in a week or so. 

And finally, don’t close any old accounts because lenders tend to frown upon them as an irresponsible use of money that could hurt your credit score.

Simple Fast Loans Refinancing

Simple Fast Loans is a refinancing service. 

You can use that particular loan to pay off an existing loan and then use your remaining balance for something else. 

Simple Fast Loans Refinancing
Credits: Pixabay

As long as you don’t mind paying some more money to replace your original loan with a new one, refinancing might be a good idea for you! 

For example, if your interest rate is higher than Simple Fast Loan’s current rate for people in similar situations (let’s say 5%), it would make sense to refinance your loan. 

Since Simple Fast Loans helps you get a lower interest rate by getting approved for an appropriate loan through their network of lenders, 

it may also make sense to change lenders if you have other bad credit loans.

Benefits of Simple Fast Loans

Simple Fast Loans have several benefits. For example, customers looking for fast cash can receive it from Simple Fast Loans quickly. 

It’s easy to apply for a loan, and funding may be approved within one business day. 

Since repayment is typically due in two weeks or less and since Simple Fast Loans offers unique repayment plans to ensure that customers are not overwhelmed by large loan payments at once, 

you will be able to return your loan and avoid becoming stuck with an expensive debt you cannot pay off. 

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Furthermore, because Simple Fast Loans offers a wide range of interest rates and terms from which customers can choose based on their needs, 

they can tailor loans based on their customer’s ability to repay and avoid high-interest charges.

Disadvantages Of Simple Fast Loans

The most significant disadvantage to SimpleFastLoans is that it offers an unsecured personal loan, which does not include collateral. 

This type of loan also has a high-interest rate, leading to high monthly payments and lower profit in your overall payoff if you decide to refinance with another lender or pay it off within an allotted period. 

So there are disadvantages to using SimpleFastLoans, but then again, it’s simple! 

Whether you’re looking for a simple, fast loan review or need help finding a reputable lender, 

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head over to our homepage for helpful information on simple fast loans review, fast loans tips and much more!

Simple Fast Loan Yelp & BBB Review

BBB (Better Business Bureau) is a non-profit organization that has been around for more than 100 years. 

BBB strives to protect consumers and help them make informed decisions by providing helpful information such as business reviews and ratings. 

To make sure that its ratings are trustworthy, BBB verifies businesses by reviewing documents like license information or complaints they’ve received from previous customers. 

This verification process is free of charge. 

Simple Fast Loan currently holds an A+ rating on BBB’s website with no current open complaints or reviews—good news for those who want quick cash! 

It also has 4.9 out of 5 stars on Yelp with 11 customer reviews.

Simple Fast Loan Customer Care Details

If you have a question about Simple Fast Loan service or have trouble with anything, reach out to them for answers. 

That’s what customer care is for! You can reach them by phone at 888-876-7313 (toll-free) or through their contact form. 

The good news is that you don’t need to waste a bunch of time filling out long forms—most questions can be answered within a minute or two via chat support, email and phone. 

You can also log in to your account on their website and click support.

Simple Fast Loans Phone Number

The Simple Fast Loans Phone Number is 772-267-1589. If you are a customer and need to contact them or have questions, you can call them. 

They are available 24 hours a day and seven days a week to talk with you about your account. 

They may be able to answer any questions that you have and help fix any problems that you might be having. 

The number should always be at your fingertips if there are any problems, so it can make things easier for everyone involved when issues come up. 

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These numbers are significant because they will allow customers to contact them easier if needed. 

This can prevent issues from getting worse or causing future ones as well. 

Simple Fast Loan Login Process

Simple Fast Loan uses a secure and straightforward login process to start your online application. 

Log in by entering your email address and password. After you log in, you will be able to access all of your information on their system. 

They store all of your data from your application, including financial information and banking history. 

You can log in to their website using any browser, including Microsoft Edge, Google Chrome, or Mozilla Firefox, as long as it updates its latest security software.

About the author

Okosun John

A B.Eng. holding mechanical engineer with love for content creation and web development.

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