Will Insurance Pay For Labiaplasty? What You Need to Know


Will insurance pay for Labiaplasty? That’s the question many women with painful, embarrassing, or otherwise bothersome labia are asking their doctors. The short answer is maybe, but there are a few things you need to know about the whole process before deciding whether this surgery is right for you or not.

First, let’s get into what insurance does and doesn’t cover when it comes to Labiaplasty and other plastic surgery procedures, so you can decide what’s best for your body and your bank account.

What is Labiaplasty

Labiaplasty is a surgical procedure that uses a laser, scalpel, or scissors to reduce or reshape external female genital tissue. There are two main reasons women opt for Labiaplasty: discomfort during sex and self-image.

The idea is that with reduced labia size and more symmetry, sex will be more pleasurable, and women will feel better about their appearance. Is getting Labiaplasty worth it? Will insurance pay for it? Here’s what you need to know.

Will Insurance Pay For Labiaplasty?

Labiaplasty is an increasingly popular cosmetic procedure. According to a recent study, two-thirds of women would consider getting it done.

One in five has already had one performed. And why not? It’s a quick and relatively inexpensive procedure that doesn’t carry many risks of negative side effects. That is if you can afford it!

Labiaplasty is a personal decision, but there are a lot of factors you’ll want to consider before scheduling your surgery. With health insurance still such a shaky thing in our country, paying for Labiaplasty can be even more difficult than making that big decision about whether or not you want to go through with it in the first place!

There are many reasons to get a labiaplasty. They’re all good ones:

  • It’s painful when they rub against clothing.
  • They’re asymmetrical.
  • They’ve been damaged by childbirth.
  • They don’t look right.
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But will insurance pay for Labiaplasty? If you have private insurance coverage through your employer, chances are pretty good that your plan will cover at least part of the cost. Some plans might even cover it completely but others won’t pay anything unless you have reconstructive surgery after some trauma (such as injury from childbirth). T

he same goes for Medicaid and Medicare. They usually won’t cover any elective cosmetic surgery like Labiaplasty. So how do you know if your insurance covers Labiaplasty? The best way to find out is to call them up directly and ask!

The chances are that they’ll be able to tell you over the phone what your options are, what costs are covered under each option, etc.. Just be sure to get all those details down on paper so you can refer back later on down the road.

Types of Surgery Insurance That Might Cover Labiaplasty

Surgery insurance plans vary, but a few types may cover your Labiaplasty: HMOs, POS plans, and PPOs. A capitated health plan is when an insurer pays a set amount per member per month.

So if you’re covered by such a plan with little or no co-pay you might have coverage for your surgery. But even if your policy doesn’t capitate, it may still pay for certain surgeries, like Labiaplasties. The best way to know for sure is by asking your insurance company. Also, make sure you find out whether pre-authorization is required.

If so, how long will it take to get approved? Are you likely denied coverage because of age, medical history, or other factors?

Questions You Can Ask Your Physician About Insurance Coverage For Labiaplasty Surgery

  • I have to be a certain age to get a labiaplasty covered by insurance?
  • Does my BMI affect whether or not I can get a labiaplasty paid for by insurance?
  • Will my doctor/insurance company pay for partial labiaplasty surgery instead of a complete one?
  • Can my health plan pay for laser treatments in place of an entire procedure?
  • How much is Labiaplasty with insurance, and what forms do I need to be filled out at my doctor’s office to receive these funds from my insurer.
  • Does my state require me to be 18 years old before undergoing Labiaplasty?
  • Does my state require me to be over 21 years old before I can undergo Labiaplasty?
  • . Is there such thing as vaginal rejuvenation insurance coverage?
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Who Typically Pays for Labiaplasties in Private Practice

In private practice, insurance covers a labiaplasty for women who have a medical issue or disfigurement caused by their labia. One of the most common medical issues that affect women’s confidence is asymmetry.

Asymmetry is when one side of your body looks different from another (e.g., you only have one breast). In these cases, an insurance company might pay for it as long as you get a letter from your doctor saying they think you need it for medical reasons.

Another instance in which insurance companies typically pay for labiaplasties is when patients have an infection such as MRSA and need treatment. Insurance companies are pretty good about paying for what they think is medically necessary.

If they feel like there’s a medical reason behind why you want to do something, they’ll be willing to work with you on it.

Is Getting Gabiaplasty Worth It?

Labiaplasty is considered a cosmetic procedure, so most insurance companies do not cover it unless medically necessary. Is getting Labiaplasty worth it? It depends on what you seek from undergoing such a procedure:

Can you be comfortable with your existing anatomy instead of feeling like you need to get the surgery done just because other people think something looks wrong? Are you considering it just because everyone in society thinks having large labia is unsexy or unacceptable?

If you’re only doing it for yourself, it’s worth it. If you’re doing it for someone else, don’t do that to yourself. Focus on being happy and confident with yourself and your body rather than trying to conform to some societal standard.

The truth is that there’s no one normal way we should all look down there and if there were, I’d hate to see how many women would fail! There’s nothing wrong with being different or unique and if others can’t appreciate that about you, they aren’t worthy of knowing anyway.

How Long is Labiaplasty Surgery?

The length of Labiaplasty varies from patient to patient. But on average, it takes around 1 hour and 15 minutes. However, that time frame can range anywhere from 60 minutes to 3 hours, depending on factors.

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These factors include how much excess tissue needs removed and if you’re undergoing other procedures simultaneously as Labiaplasty.

Labiaplasty is an outpatient procedure so that you can go home immediately after surgery—and many people choose to rest afterwards for at least one day.

Talk with your surgeon about how long you should wait before returning to work or daily activities. There isn’t a need for any downtime after labiaplasty surgery in most cases. However, each case is different, and your doctor will provide full instructions for recovery.

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How Much Does Labiaplasty Cost?

How much does Labiaplasty cost? Depending on whether it’s an outpatient or inpatient surgery, the average cost of a labial reduction ranges from $2,500 to $7,000.

However, as mentioned above, if you want a full vaginoplasty (Labiaplasty and vaginal tightening), you can expect your total bill to be between $10,000 and $15,000. 

How Much is Labiaplasty With Insurance?

Nowadays, Labiaplasty is safe and affordable. When they receive it from an experienced plastic surgeon, many patients are covered by insurance.

Many insurance companies list Labiaplasty as a covered benefit for women who have concerns about enlarged labia. The fact is, it’s a very common procedure and one that can have great results. 

So whether you’re considering having Labiaplasty or just wondering how much is Labiaplasty with insurance. It costs $6,000 on an average for Labiaplasty surgery.

Will Insurance Pay For Labiaplasty?: Final Words

After all, it is called a surgical procedure for a reason. Although more and more women are choosing Labiaplasty as a cosmetic procedure to feel confident and sexy, they should also consider that there are very real risks involved with any surgery.

Suppose you’re considering having a Labiaplasty done. In that case, it’s best to do your research before making an appointment and ensure that you weigh these potential risks against your potential benefits before going under the knife.

After all, no surgery is worth permanent scarring or debilitating pain. Labiaplasty isn’t for everyone, and if at any point in time you feel as though it’s not right for you, don’t let anyone pressure you into something that makes you uncomfortable. It’s your body, and only you know what feels right.


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